Disclosures

FLPutnam only transacts business in states where it is properly registered, excluded, or exempted from registration requirements. FLPutnam does not effect transactions in securities or render personalized investment advice via this website. This website is limited to providing general information about FLPutnam and its investment advisory services.

Past performance may not be indicative of future results. No current or prospective client or any person should assume that the future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended and/or purchased by adviser), or product made referenced to directly or indirectly on this website, or indirectly via link, if any, to any unaffiliated third-party website, will be profitable or equal to corresponding indicated performance levels.

Different types of investment involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client’s investment portfolio. No client, prospective client, or any person should construe any information presented and/or made available on this website as investment advice. All content is of a general nature and solely for educational, informational, and illustrative purposes.

Historical performance results for investment indexes and/or categories generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment-management fee, the incurrence of which would have the effect of decreasing historical performance results. Historical performance is not indicative of any specific investment or future results.  Views regarding the economy, securities markets, or other specialized areas, like all predictors of future events, cannot be guaranteed to be accurate and may result in economic loss of income and/or principal to the investor.

Investment process, strategies, philosophies, portfolio composition and allocations, security selection criteria and other parameters are current as of the date indicated and are subject to change without prior notice.

FLPutnam is not licensed to provide and does not provide legal, tax, or accounting advice to clients.  Advice of qualified counsel or an accountant should be sought to address any specific situation requiring assistance from such licensed individuals.

Any listing of organizations should not be construed as an endorsement or a recommendation to retain FLPutnam by these entities.

Unless stated otherwise, any mention of specific securities or investments is for illustrative purposes only.  FLPutnam’s clients may or may not hold the securities discussed in their portfolios.  FLPutnam makes no representations that any of the securities discussed have been or will be profitable.

Registration with the SEC should not be construed as an endorsement or an indicator of investment skill, acumen, or experience.

Industry registrations, designations, recognitions, or awards should not be construed as an endorsement or recommendation to retain FLPutnam by the granting entity or any regulatory authority. Any rankings or awards cited were provided by independent third parties based on their predetermined evaluation criteria. FLPutnam neither provided any financial remuneration to these third parties nor exercised any influence or control over the criteria used or the results generated, other than providing or making available, directly, or indirectly, objective numerical data that could have been used by third-party as input variables. A detailed description of listed professional designations is available upon request on in our Firm’s Form ADV Part 2B.

Investments in securities are not insured, protected, or guaranteed and may result in loss of income and/or principal. Diversification does not eliminate the risk of market loss. A long-term investment approach cannot guarantee a profit.

The website may include opinions and forward-looking statements. All statements other than statements of historical fact are opinions and/or forward-looking statements (including words such as “believe,” “estimate,” “anticipate,” “may,” “will,” “should,” and “expect”). Although we believe that the beliefs and expectations reflected in such forward-looking statements are reasonable, we can give no assurance that such beliefs and expectations will prove to be correct. Various factors could cause actual results or performance to differ materially from those discussed in such forward-looking statements. All expressions of opinion are subject to change. You are cautioned not to place undue reliance on these forward-looking statements. Any dated information is published as of its date only. Dated and forward-looking statements speak only as of the date on which they are made. We undertake no obligation to update publicly or revise any dated or forward-looking statements.

Any references to third-party data or outside content are listed for informational purposes only and have not been verified for accuracy by the FLPutnam. Tax laws and regulations are subject to change.